Chonce Maddox

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Our Verdict
The Overstock™ Mastercard®* is your typical retail store credit card, but with a slight twist. You can use this card at other stores and earn rewards for all your purchases. However, your rewards are only redeemed as points that can be applied to future Overstock purchases. If you’re a frequent Overstock shopper, the Overstock™ Mastercard®* can...

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Table of Contents
What Is Cash Back?
How Does Cash Back Work?
Why Do Credit Cards Give Cash Back?
How To Maximize Credit Card Cash Back
Bottom Line
Frequently Asked Questions (FAQs)
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Many rewards credit cards offer cash back, and you may even find some debit cards that offer cash back on certain purchases. Cash back is not f...

Our evaluations and opinions are not influenced by our advertising relationships, but we may earn a commission from our partners’ links. This content is created independently from TIME’s editorial staff. Learn more.
Your credit score is constantly changing, and for most people, the ultimate goal is to get their credit score to go up. So how long does it take for your credit score to rise?
The length of time it takes to increase your credit score can vary depending on your situation. However, ...

Our evaluations and opinions are not influenced by our advertising relationships, but we may earn a commission from our partners’ links. This content is created independently from TIME’s editorial staff. Learn more.
Everyone loves when the market is doing well and stocks and bonds prices are on the rise. This is commonly referred to as a bull market.
A bull market occurs when financial markets rise for a period of time and this can last anywhere from months to years. This type of market gives...

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Whether you’re moving to a new neighborhood or a different state, the process can be stressful to plan out and expensive.
As you calculate your moving costs, you may want to consider a moving loan to help cover expenses like packing materials, a moving truck, gas, and help from professional movers.
Several moving loan options exist, but in this article, we’re going to compare four of the best moving loans. We’ll outline how to carefully weigh your options and how to apply.
What is a moving lo...

Content provided by Credible. Credible is solely responsible for this content and the services it provides. New York Post receives a fee if you click a link below and close a loan through Credible. WHY TRUST CREDIBLE: Our goal is to give you the tools and confidence you need to improve your finances. We do that by creating expert-curated and deeply-researched articles that adhere to our editorial guidelines. Although we receive compensation from our partner lenders, whom we will always identi...

Capital One secured credit card reviews provide the best opportunity to compare your options before actually applying for your next secured credit card. This prevailing comparison review of Capital One’s best secured cards is no different.
Capital One offers a few cash back rewards credit cards with no annual fee. And now, you can take advantage of some of these benefits even with a secured credit card.
Secured credit cards are one of the best ways to improve your credit score, whether you ha...

The author, Choncé Maddox. Courtesy Choncé Maddox
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Insider's experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our our partners, however, our opinions are our own. Terms apply to offers listed on this page.
After a surprise $5,000 expense, I used a balance transfer credit card to consolidate the debt.
I saved a lot of money on interest payments and was able to pay off the debt in just...

Prepaid cards that build credit don’t really exist if you’re thinking in terms of a prepaid debit card that you load funds onto for everyday use. But prepaid credit cards are often referred to as secured credit cards and can certainly help you build credit.
We’ll look at both secured cards and prepaid cards and explain the differences between the two so you can decide which is the right addition to your wallet.
Secured credit cards are one of the best options to rebuild your credit or establi...

Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. By refinancing your mortgage, total finance charges may be higher over the life of the loan.
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Your homeowners insurance coverage is supposed to provide reliable protection if your home gets damaged by forces beyond your co...

In This Article
Can’t afford to pay for a new home with a pile of cash? You’re in good company. Most of us don’t have six figures or more lying around for the taking. Finding your dream home in a competitive housing market may seem like the ultimate prize, but it’s only half the battle.
Once you enter the home-buying process, you need to decide which type of mortgage will work best for your financial situation. Given the different types of mortgage loans to choose from, you’ll want to make th...

Budgeting is a critical part of reaching your financial goals. One thing budgeting teaches you is that you don’t need to settle for paying expensive bills. Finding ways to lower your monthly bills can help you stop living paycheck-to-paycheck and have breathing room at the end of month.
Thankfully, it’s simple to save more money each month. By finding ways to lower your monthly bills, you can reach your financial goals faster.
How to Lower Monthly Bills and Save Money
Common Monthly Bills Lis...

Saving money when shopping is essential. By paying the lowest possible price, you’ll have more cash for other expenses.
Using a cash back app like Ibotta is one of the easiest ways to save on groceries or earn rewards.
While Ibotta is a leading rebate app, it’s not the only option you can use. This guide shares the best apps like Ibotta to earn rewards or save at the store.
Top Receipt Scanning Apps Like Ibotta
Top Receipt Scanning Apps Like Ibotta
There is a lot of variety in the cash back s...

The author, Choncé Maddox. Courtesy Choncé Maddox
Redeem now
Insider's experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our our partners, however, our opinions are our own. Terms apply to offers listed on this page.
After a surprise $5,000 expense, I used a balance transfer credit card to consolidate the debt.
I saved a lot of money on interest payments and was able to pay off the debt in just...