Chonce Maddox

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In a nutshell
If you are looking for a loan, you’ll often see loans referred to as “secured” or “unsecured.” These are two different types of lending, each with its own benefits and disadvantages.
Secured loans...

AP Buyline’s content is created independently of The Associated Press newsroom. Our evaluations and opinions are not influenced by our advertising relationships, but we might earn commissions from our partners’ links in this content. Learn more about our policies and terms here.
by Choncé Maddox
In a nutshell
Saving is an essential part of managing your finances, but if you’re wondering how much you should save every month, the answer is not black and white.
Saving money is a healthy financia...

AP Buyline’s content is created independently of The Associated Press newsroom. Our evaluations and opinions are not influenced by our advertising relationships, but we might earn commissions from our partners’ links in this content. Learn more about our policies and terms here.
In a nutshell
Opportunities to earn money from the comfort of your home are numerous and ever-expanding. In this article, we'll explore 20 proven ways to make money from home, either during your spare time or to repla...

Mobile check deposit is easy and quick with your banking app. But it could take a few days for your funds to become available. Learn how to avoid delays here. Do you need to deposit a check fast but don’t want to go to the bank or currency exchange?

Mobile check deposit comes in handy when you w...

In this article

10 types of checking accounts

Pros and cons of checking accounts

Steps for choosing a checking account

There's a checking account option for everyone

A checking account provides a secure way to receive your paycheck, make purchases with a debit card, and pay bills. Using a checking account can also help you better manage expenses since you can track purchases with online banking.

Choosing the right checking account can help you manage your finances effectively. But with so man...

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.
Our Verdict
The Overstock™ Mastercard®* is your typical retail store credit card, but with a slight twist. You can use this card at other stores and earn rewards for all your purchases. However, your rewards are only redeemed as points that can be applied to future Overstock purchases. If you’re a frequent Overstock shopper, the Overstock™ Mastercard®* can...

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Table of Contents
What Is Cash Back?
How Does Cash Back Work?
Why Do Credit Cards Give Cash Back?
How To Maximize Credit Card Cash Back
Bottom Line
Frequently Asked Questions (FAQs)
Show more
Many rewards credit cards offer cash back, and you may even find some debit cards that offer cash back on certain purchases. Cash back is not f...

Our evaluations and opinions are not influenced by our advertising relationships, but we may earn a commission from our partners’ links. This content is created independently from TIME’s editorial staff. Learn more.
Your credit score is constantly changing, and for most people, the ultimate goal is to get their credit score to go up. So how long does it take for your credit score to rise?
The length of time it takes to increase your credit score can vary depending on your situation. However, ...

Our evaluations and opinions are not influenced by our advertising relationships, but we may earn a commission from our partners’ links. This content is created independently from TIME’s editorial staff. Learn more.
Everyone loves when the market is doing well and stocks and bonds prices are on the rise. This is commonly referred to as a bull market.
A bull market occurs when financial markets rise for a period of time and this can last anywhere from months to years. This type of market gives...

Content provided by Credible. Credible is solely responsible for this content and the services it provides. New York Post receives a fee if you click a link below and close a loan through Credible. WHY TRUST CREDIBLE: Our goal is to give you the tools and confidence you need to improve your finances. We do that by creating expert-curated and deeply-researched articles that adhere to our editorial guidelines. Although we receive compensation from our partner lenders, whom we will always identi...

Whether you’re moving to a new neighborhood or a different state, the process can be stressful to plan out and expensive.
As you calculate your moving costs, you may want to consider a moving loan to help cover expenses like packing materials, a moving truck, gas, and help from professional movers.
Several moving loan options exist, but in this article, we’re going to compare four of the best moving loans. We’ll outline how to carefully weigh your options and how to apply.
What is a moving lo...

Content provided by Credible. Credible is solely responsible for this content and the services it provides. New York Post receives a fee if you click a link below and close a loan through Credible. WHY TRUST CREDIBLE: Our goal is to give you the tools and confidence you need to improve your finances. We do that by creating expert-curated and deeply-researched articles that adhere to our editorial guidelines. Although we receive compensation from our partner lenders, whom we will always identi...

Capital One secured credit card reviews provide the best opportunity to compare your options before actually applying for your next secured credit card. This prevailing comparison review of Capital One’s best secured cards is no different.
Capital One offers a few cash back rewards credit cards with no annual fee. And now, you can take advantage of some of these benefits even with a secured credit card.
Secured credit cards are one of the best ways to improve your credit score, whether you ha...

The author, Choncé Maddox. Courtesy Choncé Maddox
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Insider's experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our our partners, however, our opinions are our own. Terms apply to offers listed on this page.
After a surprise $5,000 expense, I used a balance transfer credit card to consolidate the debt.
I saved a lot of money on interest payments and was able to pay off the debt in just...

Prepaid cards that build credit don’t really exist if you’re thinking in terms of a prepaid debit card that you load funds onto for everyday use. But prepaid credit cards are often referred to as secured credit cards and can certainly help you build credit.
We’ll look at both secured cards and prepaid cards and explain the differences between the two so you can decide which is the right addition to your wallet.
Secured credit cards are one of the best options to rebuild your credit or establi...